This is the best part of the app - it's easy & instant ⚡️
Tap 'Transfer' (the two arrows at the bottom of your screen) on the main navigation screen in the app.
You can click on 'Send Money' to start. Any friend with a Xhuma account will have a purple Xhuma ‘X’ on their profile description. Select your friend, choose the amount you want to send, and add a note or GIF. Then just press ‘Send’ and the money will appear instantly in their Xhuma account!
If your friend doesn’t appear in your contact list, just add a new contact by pressing the '+ New' in the top right hand corner and you can invite them to join Xhuma.